BNS and Associates
Advocate Jamal Sait
2020 Years Exp
Mortgage Deed (Show More)
Bangalore , Chudenapura
View Answers by this Partner (3)
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Information
Overview
A mortgage deed is a document that gives a lender (also known as a mortgagee) the legal right and interest in a property. A mortgage allows a borrower (also known as a mortgagor) to pledge his home or any such property as security for a loan; the mortgage deed represents the lender's ownership in the property.
A simple mortgage gives two-fold rights to a mortgagee: i) a covenant on the part of the mortgagor to pay the debt; and ii) the right granted to the mortgagee to realise his dues from and out of the property mortgaged to him. These rights also gives the mortgagee the power to proceed in the Court should the mortgagor be in breach of any of the two rights granted to the mortgagee. In a simple mortgage, the security is two-fold: one is the property and the other is the personal obligation.
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Name : Advocate Jamal Sait
Law Firm Name : BNS and Associates
Country : India
City : Bangalore
State : KARNATAKA
Practicing Since: 5
About Your Firm : Litigation ranging from Civil to Criminal before Competent courts in bangalore.
| Sr Employee Associated | Sr Employee Enrollment/Reg.No | Sr Employee Enrollment/Reg.State |
|---|---|---|
| Jr Employee Associated | Jr Employee Enrollment/Reg.No | Jr Employee Enrollment/Reg.State |
Legal & Drafting
Legal Opinion (Written) ( Agriculture Land )
Procure Revenue Documents ( Khata Transfer )
Affidavits ( Name & Address Affidavits )
Agreements/Deeds ( Mortgage Deed )
Lease/Rental Agreements ( Room Rental Agreement )
Legal Opinion (Written) ( Commercial Property )
Procure Revenue Documents ( Duplicate/Certified copy of sale deed )
Affidavits ( Personal Affidavits )
Agreements/Deeds ( Exchange Deed )
Lease/Rental Agreements ( Office Sharing Agreement )
Legal Opinion (Written) ( Revenue/Other Site )
Procure Revenue Documents ( Certified copy of registered GPA/SPA )
Affidavits ( Student Affidavits )
Agreements/Deeds ( Release Deed )
Packages ( Legal Opinion to Registration (Plot/Site) )
Lease/Rental Agreements ( Car Parking Agreement )
Agreements/Deeds ( Agreement of Sale )
Procure Revenue Documents ( Certified copy of registered documents )
Affidavits ( Passport Affidavits )
Agreements/Deeds ( Partition Deed )
Packages ( Sale Agreement to Registration (Plot/Site) )
Lease/Rental Agreements ( Settlement Of Rental Agreement )
Power of Attorneys ( General Power of Attorney )
Agreements/Deeds ( Construction Agreement )
Affidavits ( Gas Affidavits )
Agreements/Deeds ( Memorandum of Understanding )
Packages ( Sale Agreement to Registration (Apartment) )
Lease/Rental Agreements ( Paying Guest Agreement )
Power of Attorneys ( Special Power of Attorney )
Agreements/Deeds ( Sale deed )
Affidavits ( General Affidavits )
Agreements/Deeds ( Joint Development Agreement )
Packages ( Legal Opinion to Registration (Apartment) )
Lease/Rental Agreements ( Leave And Licence )
Power of Attorneys ( Revoke/cancel Power of Attorney )
Agreements/Deeds ( Gift Deed )
Affidavits ( Other Affidavits )
Lease/Rental Agreements ( Apartment Rental Agreement )
Legal Opinion (Written) ( Plots )
Lease/Rental Agreements ( NOC From Landlord )
Wills ( Make A will )
Agreements/Deeds ( Sale Agreement/Deed Review )
e-stamp paper ( Get E-stamp paper )
Lease/Rental Agreements ( House Rental agreement )
Legal Opinion (Written) ( Apartment )
Lease/Rental Agreements ( Other Lease/Rental Agreements )
Wills ( Make A Codicil )
Agreements/Deeds ( Construction Agreement Review )
Lease/Rental Agreements ( Commercial Shop Rental Agreement )
Legal Opinion (Written) ( Villas )
Procure Revenue Documents ( Encumbrance Certificate )
Notary & Attestation Services ( Get A Document Notarised )
Agreements/Deeds ( Rectification Deed )
Lease/Rental Agreements ( Commercial Lease Agreement )
Legal Opinion (Written) ( Independent House )
Procure Revenue Documents ( Khata Certificate )
Notary & Attestation Services ( Gazetted Officer Attestation )
Agreements/Deeds ( Relinquishment deed )
Lease/Rental Agreements ( Residential Lease Agreement )
Subject : Drafting a Will
Question : Can i specify an under construction property in the Will? The property will be delivered only after a year. But i want to register the Will now by bequeathing my properties to my son. Is that possible?
Answer by BNS and Associates : A Will is a legal declaration. Certain formalities must be complied with in order to make a valid Will. It must be signed and attested, as required by law.
If u intend to create a will in favor of any person. it is very important that you must own the property and must have a marketable title. The Problem with under construction property is that the builder has not executed a sale deed in your favor. You have just booked the property and sale becomes complete only after paying entire consideration sale amount and executing the sale deed in your favor.
Subject : Property Fraud
Question : I purchased 3 non-NA plots from a seller on the condition that he will NA those plots in next 3 months. After 3 months, he started making reasons that the land has some problems. He asked us to wait for some time. Now Its been 7 years and he is giving me the same reason. I requested him to at least pay the money back but he is unnecessarily delaying that for the past 1 year. The seller is neither interested in giving me the plots nor the money back. How can I file a case against that fraudulent seller? Or what could be the best way to recover my money?
Answer by BNS and Associates : Can u please tell me what is NA?
Did u and the Seller had an agreement to sale?
Now u have two option
1. File a Suit for recovery of money i.e. Total amount plus Interest.
2.File a suit for specific performance of contract, where court orders the seller to abide by the Agreement to sell.
As there is a land dispute i recommend you that 1. option as you can recover all the amount.
Subject : Cost of rental agreement
Question : What is the total cost of rental agreement including stamp paper for rental in Hebbal apartment and how much time to send
Answer by BNS and Associates : Generally, the rental agreement is made for a period of 11 months to avoid Registration charges as required under Indian Registration Act. Stamp Paper of Rs.200 would be enough+Notary charges of around 100rs.
